If all you want to do is take advantage of lower interest rates, the streamline loan (or interest rate reduction refinance loan) is for you. (interest.com)
Lenders may offer a student loan interest rate reduction for enrolling in auto debit. (salliemae.com)
The advantages of this type of loan include a lower overall interest rate a the reduction of the total number of bills to pay. (mortgagebrokerstore.com)