Let's take a quick look at the different mortgage categories and see what affects what you qualify for. (investopedia.com)
This 5 % down payment puts them in a high ratio mortgage category. (mybcmortgage.ca)
On January 8, 2015, for example, Freddie Mac was reporting an average rate of 3.73 % in the 30 - year fixed mortgage category. (homebuyinginstitute.com)