In case a claim is made for partial damages, with a zero depreciation cover, you will be reimbursed the full value of the damaged car parts without the calculation of depreciation rate. (policybazaar.com)
In case of partial damages, which occur as a result of accidents, a customer often gets claims lesser than demanded because of the depreciation of the vehicle. (policybazaar.com)
For example, you're typically covered if your painting is destroyed in a fire or if there's only partial damage from exposure to smoke. (progressive.com)