Maybe a construction / permanent mortgage loan to build your dream house. (columbiabankonline.com)
For example, a 30 - year fixed rate permanent mortgage will have a slightly better interest rate if you put down 25 % instead of 20 %. (civicfs.com)
While this reduces the fees you pay since the construction loan rolls over into a mortgage loan, expect to pay a down payment that's 20 percent of the estimated permanent mortgage amount. (synchronybank.com)