Even if they do cover some sort of long term care needs, it may only be used if you're confined to a nursing home. (insuranceblogbychris.com)
Typically, the long - term care needs of the victim of a catastrophic injury are much greater than an individual who has suffered a less - severe injury. (varblelaw.com)
Long - term care needed because you can not perform a number of daily living activities, such as bathing, dressing, or eating. (acli.com)