It typically does not cover flooding damage caused by natural disasters, but you can usually purchase additional coverage for protection against floods. (freewayinsurance.com)
A homeowners insurance policy won't cover flood damage caused by a hurricane; it won't cover flooding, period. (nerdwallet.com)
Most home insurance companies had stopped covering flood damage because the costs were too high and because there was no such thing as a flood insurance policy. (trustedchoice.com)