It is also a good idea to keep balances low on credit cards as well as other revolving credit since high outstanding debt also has an effect on your credit score. (mortgagebrokerstore.com)
You borrow a certain amount of money from the lender of your choice and pay it back on schedule while keeping your balance low in relation to your card's total credit limit. (gocleancredit.com)
In addition to making on - time payments, it's essential to keep your balance low relative to your available credit limit. (valuepenguin.com)