That's still a lot of money, and far from being a free vacation, but much cheaper than it would be if paid with cash outright. (travelcodex.com)
Paying with cash instead of plastic will help keep your credit utilization ratio low. (wisebread.com)
You are more likely to hold off on impulse purchases when paying with cash because you have a physical connection with the money you are spending. (perspectivesoftroy.com)