But once you convert that abstract loan amount to an amount you will have to repay every month for years and years, they may seem more real. (cheapscholar.org)
When you've accumulated credit card debt that you can't repay each month, it can be easy to ignore how much you owe. (debthelp.com)
The key thing you left out is that you're repaying each month out of capital that you'd like to use to invest with. (money.stackexchange.com)