Except for no «abrupt changes» in climate, and considering that the source of the study is as credible as tobacco industry funded smoking studies, it is a great report. (wattsupwiththat.com)
Critical illness insurance policies range in cost based on the age, sex and use of tobacco products. (criticalillnessinsuranceinfo.org)
Usually, every life insurance company views every form of tobacco use as being a «smoker». (rootfin.com)