These policies have a 2 - year waiting period before death due to medical condition is covered. (jrcinsurancegroup.com)
More often than not, there's a waiting period of 4 years for pre-existing diseases, 2 years waiting period for specific illnesses and 1 month default waiting period. (policybazaar.com)
However, there is a 3 - year waiting period on benefits. (insurancescored.com)