If you have an at - fault accident on your record, your rates are going to go up. (valuepenguin.com)
If you are new to the road or if you have a number of accidents on your record then you may find providers are hesitant to offer you coverage. (carinsurancequote.net)
Recent accidents on your record will likely force you into paying higher rates no matter which company you end up with for your car insurance. (carinsurancequote.net)