While fire damage is a major concern, insurance companies are also concerned with how well your home will do in an earthquake, severe wind storm or other acts of nature. (blog.agentinsure.com)
Comprehensive insurance protects the policy holder against the cost of repairing damage to the vehicle resulting from acts of nature or other non collision circumstances. (carinsurancequote.net)
Depending on where you live and the insurance provider, you can purchase a separate flood insurance policy that will account for water damage caused by acts of nature. (freewayinsurance.com)