According to the law, credit agencies should respond to your letters within 30 days from the date of actual dispute claim. (creditrepairreview.com)
The class will function as an ethics committee considering current issues and ethics inquiries based upon actual disputes. (law.duke.edu)
I will leave you back in The Bramble Bush with Professor Llewellyn, at p 5: «Actual disputes call for somebody to do something about them. (claytonrice.com)