The salesman talked about the whole process and how my car accident lowers the actual value of my car. (edmunds.com)
The cash given is only of a fraction amount compared to the actual value of the car. (mytiorico.com)
You can not choose how much to buy as the most that an insurance company will pay out is the actual value of your car (what it was worth on the open market before damage occurred) minus the deductible amount. (complexsearch.com)