The phrase "actual worth" refers to the true or real value or importance of something, instead of just the perceived or estimated value. Full definition
Although this approach aims for objectivity, its challenges lie in the choice of standards for calculating value and in estimating the actual worth of assets and liabilities. (smallbusinessesdoitbetter.com)
Another (dare I say it British) football product whose financial value far exceeds his actual worth. (justarsenal.com)
In the wake of a rejected # 35 million bid from Barcelona for Chelsea defender David Luiz, quite a debate has erupted over the former Benfica man's actual worth to the team. (eplindex.com)