In addition to the direct effects of warming temperatures, there are indirect effects of climate change. (dotearth.blogs.nytimes.com)
And in addition to the direct health benefits of efficiency measures, evaluating a home's performance allows you to address key health and safety issues. (aceee.org)
In addition to Direct Loan Consolidation mentioned above, you can also consolidate your student loans by refinancing. (studentloanhero.com)