However, the law would also require consideration of additional factors such as the length of time that had passed and the potential harm to the child. (info.legalzoom.com)
There are legitimate disagreements about the influence of additional factors in these studies, such as the amount of competition, the policy environment, and the type of test data used. (educationnext.org)
If the debt ratio is greater than 36 %, then lenders are forced to get creative on the loan and start considering additional factors such as credit, assets and available savings. (loanbiz.com)