While you decide what the best option for you is, do also look at options to enhance your cover with additional riders for disability due to accident or critical illnesses. (life.futuregenerali.in)
There are couple of additional rider benefits available with this policy. (mydailylifetips.com)
Comes with additional riders for critical illness, hospitalization, waiver of premium, accidental death and permanent disability. (policybazaar.com)