After a certain length of time, and depending on the policy and the insurer, you can also borrow against the cash value of the policy. (trustedchoice.com)
Pay for that purchase with personal savings or by borrowing against the cash value of the original policy, if any has accumulated. (inc.com)
The policyholder gets the benefit to make withdrawals or take loan against the cash value of the plan. (policybazaar.com)