You have the right not to be the subject of agency activities without your written consent including research, fundraising, or publicity by the agency. (buildingarizonafamilies.com)
They list inquiries about your credit from companies to which you may have applied for credit, as well as public records and any collection agency activity for late or overdue bills. (lendedu.com)
The well designed site also includes handy explanations of terms and titles, and «Special Features» which add additional data about agency activities. (reinventalbany.org)