The phrase "an albatross around one's neck" means to have a heavy burden or responsibility that is difficult to bear, often referring to an unwanted obligation or guilt. Full definition
She has been a financial albatross around his neck for years. (nystateofpolitics.com)
It has been a real albatross around his neck in recent weeks as he's searched for the last one, and it's no surprise to see his manager wanting everyone to move on and leave the Englishman to focus on his game. (caughtoffside.com)
A home can be a potential asset or quickly spiral into a financial albatross around your neck. (myseattlehomesearch.com)