In addition, the amount and the frequency of the premium may also be modified, provided that there is a sufficient amount of cash value in the policy. (goodfinancialcents.com)
You can also reduce the face amount of a loan or surrender a certain amount of cash value to avoid incurring tax liability from a policy's lapse. (insuranceandestates.com)
The policy over time can accumulate a substantial amount of cash value which can be used for whatever you desire down the line. (insurechance.com)