In addition, the low annual fee on the card will report as an on time payment to your credit report before you even receive the card in the mail. (creditbuildercard.com)
What you can do in this area is to shop round for card companies that charge competitive annual fees on their cards. (myfinancekits.com)
The credit card industry imposes annual fees on some cards, but these can be challenged by a customer. (thedigeratilife.com)