A HUD - approved counselor in Hawaii can talk to you about your situation (you've fallen behind on payments because of unemployment, you're underwater on your mortgage, etc.) and review the options available to you. (smartasset.com)
Counseling: The federal government mandates that all reverse mortgage loan candidates must meet with an unbiased HUD - approved counselor before completing a reverse mortgage application to ensure that all borrower (s) have all the information they need to make the right decision before entering the loan; this is to protect the borrower. (americanadvisorsgroup.com)
Independent HUD approved counselors provide homeowners with unbiased information about reverse mortgage loans. (reverse.org)