To qualify, you must have owned and used the home as a primary residence for at least two years out of the five years leading up to the sale. (realtor.com)
The coverage options and pricing for rental homes, vacation homes, seasonal homes, or homes used as a primary residence may be different. (thebalance.com)
Thirty - four percent of vacation - home buyers said they plan to use the property as a primary residence in the future, as did 10 percent of investment buyers. (nar.realtor)