That's partly because index fund fees run around 1.0 % of assets per year, compared to 2.5 % or more on many broker - sold mutual funds. (tsinetwork.ca)
The average investment rate among private companies is nearly twice as high as public firms — 6.8 % compared to 3.7 % of total assets per year. (canadianbusiness.com)
Few have the discipline to buy an immediate annuity or limit their withdrawals to 4 % of assets per year. (alephblog.com)