The couple might have the option to file a joint consumer proposal, or a joint assignment in bankruptcy. (hoyes.com)
A consumer proposal is a legal procedure that allows Canadians to repay a portion of their debts, instead of filing an assignment in bankruptcy. (hoyes.com)
If your overall debt is down to a $ 2,000.00 credit card bill it would seem that careful budgeting would be a better solution then filing an assignment in bankruptcy or filing a consumer proposal. (bankruptcy-canada.ca)