Insurance companies are the second party in auto insurance contracts, since these contracts are agreements between two parties. (carinsurancequote.net)
Endorsements are changes to the original auto insurance contract. (smartautoinsurance.com)
You may also be pleasantly surprised to learn that if your auto insurance contract is over twelve months, and is issued or renewed after June 1, the maximum fees charged for monthly premiums will drop from 3 % to 1.3 %. (moneysense.ca)