Also, if you're moving out of state, your insurer must make sure you're complying with minimum liability auto insurance laws in your new state. (insurancequotes.com)
There are also penalties set forth in the state auto insurance law to deal with non compliance. (carinsurancequote.net)
These types of claims are less common in states with no - fault auto insurance laws, where the laws typically require that you file a claim with your own insurer first. (dmv.org)