Many local and federal credit unions are willing to work with borrowers who have limited, average or below average credit history. (valuepenguin.com)
Say you've had a certain credit card for 10 years; closing that account may decrease your overall average credit history and negatively impact your score, especially over the short term. (inc.com)
Many local and federal credit unions are willing to work with borrowers who have limited, average or below average credit history. (valuepenguin.com)