This is a way of protecting themselves from the consequences of bad credit habits often exhibited by clients whose score are low. (mortgagebrokerstore.com)
I believe the best lesson from this credit card history exercise is to learn about bad credit habits that we can correct. (poorerthanyou.com)
If you have bad credit habits like taking more debt than you can afford or delaying bill payments, it is likely that yours is a poor score. (mortgagebrokerstore.com)