The phrase "baggage delay" refers to a situation where your luggage or bags are not immediately available when you arrive at your destination. It means that your bags are taking longer than expected to be brought to you. Full definition
Additional travel insurance policies: This card includes baggage delay insurance, lost luggage reimbursement, trip cancellation / trip interruption insurance and trip delay reimbursement. (thepointsguy.com)
Many have dealt with this inconvenience, which is why many credit card issuers offer lost baggage and baggage delay coverage insurance. (mybanktracker.com)
Many travel insurance policies offer coverage for baggage delay or loss. (squaremouth.com)