Keep in mind that this tool will not incorporate things such as checked baggage fee waivers, and airport lounge benefits - it calculates value based on bonuses and rewards earned from spending. (valuepenguin.com)
These cards also offer perks such as baggage fee waivers, and companion passes. (valuepenguin.com)
Beyond thinking of airport lounges, you should also consider the checked baggage fee waivers offered by both cards. (valuepenguin.com)