Two and a half years later after paying balance off in full each month the card still has not been graduated to an unsecured card. (doctorofcredit.com)
Another option if you're just beginning to build your credit is to opt for a low interest credit card and diligently pay small balances off in full before the billing cycle ends. (blog.readyforzero.com)
A credit card balance transfer may be a great idea if you believe that you can pay most or all of the debt balance off before the introductory period expires. (consolidate.loan)