The phrase "bankruptcy filers" refers to people or businesses who have officially submitted documents to a court stating that they are unable to pay their debts and are seeking legal protection from creditors. Full definition
The good news is that bankruptcy filers in Pennsylvania may choose to use either the state or the federal bankruptcy exemptions. (betterbankruptcy.com)
Most bankruptcy filers want to pay their student loans back in full and giving them priority status would allow Sallie Mae to avoid the huge debt default issues that occuring with Fannie Mae and Freddie Mac. (natlbankruptcy.com)