A 40 - year - old buys $ 300,000 of death benefit with an annual base premium of $ 5,000 dollars. (lifequote.com)
Insurance companies base their premiums on statistics that that reveal how certain lifestyle choices result in a higher mortality rate. (secureseniorlifeinsurance.com)
The total top - up premium should not exceed the total of base premiums paid at that point of time. (comparepolicy.com)