These family budgets estimate the amount of income that households would need to cover basic expenses through earnings only, without publicly funded benefits or supports. (calbudgetcenter.org)
Your life insurance will give them the money that they need to pay for basic expenses without struggling financially. (insurancescored.com)
Less is not if you're planning to pay basic expenses with it, e.g. food, rent, etc.. (money.stackexchange.com)