In addition to that, it comes with an accident death benefit rider, which provides for an extra amount equal to accident death benefit sum assured on death due to accident. (policybazaar.com)
In the event of death of the life insured due to accident, the lump sum accidental death benefit sum assured is payable. (comparepolicy.com)
With the help of this rider, the nominee receives 100 % rider benefit sum assured, if the life assured passes away due to the accident. (coverfox.com)