Money transfers between accounts are seamless and quicker, compared with transferring funds from one account at a financial institution to another somewhere else. (valuepenguin.com)
If you decide to transfer money between accounts of different persons this is like a gift. (money.stackexchange.com)
There are usually no fees associated with moving funds between accounts held in the same institution, with the exception of excessive withdrawal fees, also known as withdrawal limit fees. (valuepenguin.com)