When switching from another bank, start by reviewing your old account statements and bill payment history online for any automatic withdrawals or payments like car payments, insurance or gym memberships. (oneunited.com)
For some consumers, rent and utility bill payment history is also included. (creditsesame.com)
Insurance carriers look at your insurance history, your credit standing, your on time bill payment history and risk just to name a few. (costlowinsurance.com)