We do consider borrower credit history and experience, but our loan programs are flexible enough to work with all borrowers who have a decent deal and borrower profile. (walnutstreetfinance.com)
Rates quoted assume excellent borrower credit history. (penfed.org)
Some of the underwriting criteria includes borrower credit history, the character of the borrower, and how much «skin in the game» the loan applicant has meaning the size of the down payment. (lendedu.com)