While your lender will analyze income and debt ratios for loan affordability, you need to determine what an affordable home budget looks like for you. (blog.compmort.com)
A good place to start is to go through the monthly budget looking for areas to cut back on. (gobankingrates.com)
When my husband and I first got married, we were on a tight budget that makes most other tight budgets look lavish. (wellnessmama.com)