If you are concerned about jumps in payments, it is best to carefully select your periodic caps on interest rates. (abcloanguide.com)
Lifetime caps on the interest rate are mentioned above as a positive. (freefrombroke.com)
Although recent debt reform may protect you from instantaneous and retroactive rate increases, the new laws do not place caps on interest rates charged by credit card issuers and other finance companies. (debthelp.com)