So, if you have credit cards with credit limits that add up to $ 10,000 and you have balances totaling $ 4,000, your utilization is 40 %. (mybanktracker.com)
However, cardholders with lower credit scores may be having a harder time getting approved for cards with larger credit lines. (creditcards.com)
You may also need a lot of cards with high transfer limits to make this work. (thedigeratilife.com)