These policies are only meant to cover a single, short trip so it's a very good idea to get travel insurance in case a death in the family does occur. (travelinsurancereview.net)
Additionally in case the death of the person occurs than the nominee is going to keep bonus amounts in addition to the amount on maturity. (policybazaar.com)
Many single premium life insurance policies have an investment component, in which case the death benefit can be higher if the investments perform well. (insuranceopedia.com)