Volunteers sometimes work in particularly volatile environments, so it can be important to have coverage for emergency evacuation in case the situation in the country becomes overly hostile or dangerous. (travelinsurancereview.net)
Also, having a home birth would provide only the need to come home from work creating a worse case situation of 25 minutes. (unconventionalparents.com)
There are other ones that are a case by case situation such as applying to rent an apartment or requesting a credit limit increase. (selflender.com)