However, universal life insurance policies will never go down, and certain whole life policies will actually increase over time due to the amount of cash growth inside the contract. (bestliferates.org)
The lifetime set premium allows for cash growth — not much in many cases, but certainly better than nothing. (skipthemed.com)
Whole life insurance is another form of permanent insurance, like universal, but has a higher level of guarantees and cash growth within the contract. (bestliferates.org)