Your Mortgage lender will require you to have a certain amount of cash reserves in your bank account when you get a mortgage. (onqfinancial.com)
The borrower has significant cash reserves in the bank, beyond what is needed for the down payment and closing costs. (bpfund.com)
The same goes for borrowers with cash reserves in the bank and / or residual income left over after making their mortgage payments. (homebuyinginstitute.com)