Many companies will even offer to pay certain fees for you, such as closing costs, appraisals, title insurance fees, etc.. (savingthousands.com)
You are only allowed to be charged certain fees on this type of loan. (moneysmart.gov.au)
If you're repaying your debts through a debt management plan there is a chance that your creditors may agree to freeze or lower interest charges and waive certain fees on your accounts. (debtfirms.com)